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Gadget & Mobile Phone Insurance

About Us

Benefiting from over 25 years of experience, Gadget Cover is formed by people who believe that quality products can be affordable. Using our expertise and experience, we have created a suite of products that caters for all. 

Where Gadget Cover stands out from the crowd (apart from price of course) is that our policies come with:

  • UNLIMITED CLAIMS
  • Since our launch, we’ve insured more than half a million people in the UK alone
  • 24/7 CLAIM REGISTRATION PORTAL
  • ACCESSORIES COVER UP TO £150 (Gold Cover only)
  • LOSS COVER (Gold Cover only)
  • INTEREST FREE MONTHLY PAYMENTS
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What's Covered

GOLD
  • Accidental Damage
  • Liquid Damage
  • Theft
  • Mechanical Breakdown (Excludes Laptops)
  • E-wallet Protection
  • Unauthorised Calls/Data
  • Accidental Loss
  • Accessories Cover
SILVER
  • Accidental Damage
  • Liquid Damage
  • Theft
  • Mechanical Breakdown (Excludes Laptops)
  • E-wallet Protection
  • Unauthorised Calls/Data
  • Accidental Loss
  • Accessories Cover
BRONZE
  • Accidental Damage
  • Liquid Damage
  • Theft
  • Mechanical Breakdown (Excludes Laptops)
  • E-wallet Protection
  • Unauthorised Calls/Data
  • Accidental Loss
  • Accessories Cover
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Accidental damage

We will repair your gadget if it is damaged as the result of an accident. Unlike some insurers, we even cover minor screen cracks. If the item cannot be repaired we will replace it.

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Liquid damage

If your gadget has been damaged due to splashes or full immersion we’ll repair it or replace it.

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Breakdown

If you selected Silver or Gold cover, we will repair or replace your gadget if something goes wrong with it (excludes laptops).

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Unauthorised usage

If you selected Silver or Gold cover, we will pay for unauthorised calls and data usage from your device, when it has been lost or stolen, up to £2,500.

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Loss

If you selected Gold cover and lose your gadget, we will replace it.

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Theft

If you selected Silver or Gold cover and your gadget is stolen, we will replace it.

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Accessories

If you selected Gold cover, we will replace any accessories (up to £150) if they are lost, stolen or damaged at the same time as your gadget.

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Worldwide cover

Cover is extended to include use of your gadget anywhere in the world, up to 180 days in any 1 year.

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Family cover

Your gadget cover is extended to your immediate family. If your partner loses or damages your phone you’re also covered!

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E-wallet cover

If you selected Silver or Gold cover and your gadget is accidentally lost or stolen, we will refund the cost of unauthorised transactions made using your E-Wallet facility up to a maximum of £500.